Long-term Disability

We provide a range of long-term disability plans that are designed to replace your lost income while you are unable to work as a result of an accident or illness.

​

Premiums are calculated based on elimination period, occupation, gender, smoking status, and benefit term of the policy. 

​

Premium discounts are provided for multiple policies. 

​

We also provide guaranteed issue individual insurance plans for companies.

​

We also offer non-medical accident disability plans.

​

Please call our office and we will tailor a plan that best suits your long-term disability needs.