Long-term Disability

We provide a range of long-term disability plans that are designed to replace your lost income while you are unable to work as a result of an accident or illness.

Premiums are calculated based on elimination period, occupation, gender, smoking status, and benefit term of the policy. 

Premium discounts are provided for multiple policies. 

We also provide guaranteed issue individual insurance plans for companies.

We also offer non-medical accident disability plans.

Please call our office and we will tailor a plan that best suits your long-term disability needs.

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