Critical Illness

Critical illness is an insurance plan that provides a lump sum benefit of $25,000 up to $2,000,000 if you are diagnosed with a covered illness.

​

Benefits are payable after a 30 day survival period following a diagnosis of a covered illness.

The three most common critical illnesses are heart attack, stroke and cancer. Please contact our office for a full list of the covered illnesses. 

​

The critical illness plan provides a benefit for those:

​

Who want to compliment an existing disability coverage, or

Whose income does not permit the purchase of additional disability coverage

​

Options that can be added:

​

Return of premium on death ( see policy document for details and percentage of premiums returned)

Return of premium on surrender of the policy ( see policy document for details and percentage of premiums returned

​

Group Benefits

​

We are able to offer Critical Illness Coverage on a group basis to companies with ten or more employees without medical evidence. Please contact our office for details.